FREE TRADE CALCULATOR

What should you actually charge per day?

Work backwards from what you want to earn, your business costs and the number of days you can realistically bill to calculate a sustainable day rate.

YOUR NUMBERS

Build your day rate.

Income you want to earn per year

The annual income you want the business to generate for you before personal tax.Annual business overheads

Van, fuel, insurance, tools, software, accountant, phone and other running costs.Working weeks per yearRemember to allow for holidays and time off.Days you work per weekBillable days

Not every working day can be charged to a customer. Allow for quoting, admin, site visits, training and gaps between jobs.Profit / safety buffer

Add room for growth, unexpected costs and profit rather than pricing only to break even.

YOUR REQUIRED DAY RATE

£413

That's the estimated day rate needed to cover the numbers you've entered.

Annual revenue needed£71,300

Billable days per year173

Monthly revenue target£5,942

Your day rate has to pay for the days you can't invoice too.

Quotes, admin, site visits, holidays and running the business still cost money — even when you're not charging a customer.

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HOW IT WORKS

Busy doesn't always mean profitable.

The calculator starts with the income you want to earn and adds your annual business overheads and your chosen profit buffer.

It then works out how many days you can realistically bill each year and divides the revenue you need by those billable days.

This gives you an estimated minimum day rate based on the numbers you enter. It does not include personal tax, VAT or every possible business cost, so use it as a planning tool rather than financial advice.